What are Characteristics of a good credit officer?

Answer

1.      Personal Characteristics

Ø  Honesty / Integrity

Ø  Industrious

Ø  Effective & Efficient

Ø  Self Motivated

Ø  Decision taking capacity

Ø  Ability to communicate / Negotiate

Ø  Diplomatic

Ø  Disciplined

Ø  Emotional Stability, etc

2.      Knowledge about Business & Profession

Ø  Banking knowledge

Ø  Business Knowledge

Ø  Knowledge about the economy, marketing

Ø  Understanding legal rules & regulations

3.      Knowledge about technology