What are the maximum allowable limits of sanctioning Large loan of the Bank?

Answer:

The banks will be able to sanction large loans as per the following limits set against their respective classified loans:

Rate of net classified loans	The highest rate fixed for large loan against bank's total loans & advances
Upto 5%	56%
More than 5% but upto 10%	52%
More than 10% but upto 15%	48%
More than 15% but upto 20%	44%
More than 20%	40%

In order to determine the above Large Loan Portfolio Ceiling of any bank, 50% credit equivalent of all non-funded credit facilities shall be included in the Total Loans and Advances (i.e., 100% funded exposures plus 50% non-funded exposures). However, the entire amount of non-funded credit facilities shall be included in the Large Loan Portfolio.